As many know, Mike and I are building a home "off the grid" on Isla Solarte in Bocas Del Toro province, Panama. The solar panels are on the roof and we expect to power all the amenities that we've become accustomed to having - TV, ceiling fans, refrig's - you know everything. But on our US / California business building, we hit several barriers to adding the panels from orientation for maximum exposure to cost - But after reading Kelly's article, I'm searching for a good reason NOT to continue. Maybe you'll agree.
Solar Energy and Your Business: Time for a Second Look?
Posted: 08 Aug 2010 08:25 PM PDT
Like many, you may think of solar panels as an investment for idealists — those business owners who want to do something environmentally positive even though it can take over a decade to see financial payback.
After all, purchasing and installing a system of solar photovoltaic panels generally requires an upfront investment of $8 to $10 per watt, or upwards of $30,000 for many businesses. Those businesses might shave only $1,500 or $2,000 annually off their electric bills. It’s not exactly the ROI most business owners seek.
But the economics of solar energy are brightening, and it might make sense to take another look.
One reason is a new momentum nationally for solar energy production. The Obama administration unveiled plans recently to give $2 billion to two U.S.-based solar plants. The hope is to greatly bolster production of solar energy, while simultaneously creating more than 1,500 new green jobs. This kind of federal promotion of solar energy is helping increase competition among producers of solar panels and bringing the price of solar installations down.
Already, businesses can receive a tax credit of 30 percent of the cost of installing solar panels; the credit is available through 2016.
But there are other encouraging developments. Several states and local governments are using federal stimulus dollars to roll out new incentives, such as tax rebates, for businesses that install solar-power systems. Massachusetts, Delaware and Florida are among the states to do so. In recent years, states have also been bolstering their net-metering laws, requiring utilities to buy excess energy produced by customers with solar power. (A good place to check for solar incentives and net metering laws in your state is www.dsireusa.org.)
More utility providers are also starting to push solar incentives. Rocky Mountain Power, for instance, provides Utah commercial customers a $2-per-watt rebate for installing solar panels, while CPS Energy offers its Texas commercial customer $3 per watt. Many of these utility programs cap their annual payout.
But even with all these various incentives combined, many business owners are probably wondering whether it makes sense to buy solar panels right now. It’s a good question. While incentives may abound, the price of solar is likely to decline in coming years. A good place to start is by finding out what the upfront cost of installing solar panels would be for your business and then what incentives are currently available to defray that cost. Also factor in your business’s electric bills and how much you are likely to save annually with solar energy. Some businesses will now find paybacks of five years or less, while others may still have to wait more than a decade.
From Small Business Trends
Written by: Kelly Spors is a former small-business and entrepreneurship reporter and blogger for The Wall Street Journal who has also freelanced for Yahoo! and The New York Times.
Kelly is now communications and outreach coordinator for Energy Smart, a Minnesota nonprofit helping businesses save money through energy efficiency. The organization works with businesses of all size to help them get low- or no-cost energy audits and take advantage of energy-efficiency incentives offered through utility companies and government.
Follow Energy Smart on Twitter @mnenergysmart or on Facebook. She can be reached at kspors@mnchamber.com
Write me: agelvisions@gmail.com if you have something to say...
Monday, August 9, 2010
Thursday, June 17, 2010
MEDICAL CENTER RECEIVES NATIONAL HONORS FOR PROMOTING DIVERSITY
FOR IMMEDIATE RELEASE:
June 17, 2010
MEDICAL CENTER RECEIVES NATIONAL HONORS FOR PROMOTING DIVERSITY
(SACRAMENTO, Calif.) — UC Davis Medical Center last week received multiple honors for promoting diversity at the 2010 National Leadership and Education Conference in Chicago.
The Institute for Diversity in Health Management hosted the conference, which honored hospitals from across the country for participating in the “State of Health Care Diversity and Disparities: A Benchmark Study of U.S. Hospitals.”
The study, the first of its kind, was designed to provide a snapshot of the hospital industry’s progress on promoting diversity, and to help hospitals assess and improve their internal diversity programs. The survey assessed diversity initiatives in four categories, and UC Davis Medical Center was recognized as “Best in Class” for its work in three of them:
Expanding the Diversity of the Organization’s Governance Body and Leadership Team
Strengthening a Diverse Workforce Throughout the Organization
Delivering Culturally and Linguistically Competent Patient Care Throughout the Organization
The institute also recognized UC Davis Medical Center for employing “Promising Practices” for its work in the fourth category: Effectively Engaging the Diverse Communities That the Organization Serves.
Only 10 hospitals were honored with a “Best in Class” distinction in one of the four categories, and UC Davis Medical Center was one of only two hospitals honored with three “Best in Class” distinctions and “Promising Practices” recognition. In addition, Jared Quinton, Administrative Fellow, UC Davis Medical Center, served on a panel discussion to share best practices that promote diversity in leadership and governance at the 2010 National Leadership and Education Conference.
The survey tool used in the study was based on research included in “Strategies for Leadership,” a diversity and cultural-competency assessment tool the Institute created in conjunction with the American College of Healthcare Executives, the American Hospital Association and the National Center for Healthcare Leadership. The study also utilized recent work in the areas of culturally competent patient care, health-care disparities and leadership conducted by The Joint Commission and the National Public Health and Hospital Institute’s collaboration with the Institute for Healthcare Improvement and the Disparities Solutions Center at Massachusetts General Hospital.
UC Davis Medical Center is the leading referral center in the region for the most seriously injured or ill patients and the most medically complex cases, covering 33 counties, more than 65,000 square miles and 6 million residents. It operates inland Northern California's only Level 1 trauma center, with comprehensive adult and pediatric emergency departments. The center has been instrumental in keeping Sacramento County's preventable death rate at or below 1 percent, which is less than half the national average. Studies show patients with specific critical injuries have better survival rates and functional outcomes at Level 1 trauma centers and academical medical centers. For more information, visit the UC Davis Medical Center website.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Media Contact:
David Ong, Medical News Office: (916) 734-9049
E-mail: david.ong@ucdmc.ucdavis.edu
June 17, 2010
MEDICAL CENTER RECEIVES NATIONAL HONORS FOR PROMOTING DIVERSITY
(SACRAMENTO, Calif.) — UC Davis Medical Center last week received multiple honors for promoting diversity at the 2010 National Leadership and Education Conference in Chicago.
The Institute for Diversity in Health Management hosted the conference, which honored hospitals from across the country for participating in the “State of Health Care Diversity and Disparities: A Benchmark Study of U.S. Hospitals.”
The study, the first of its kind, was designed to provide a snapshot of the hospital industry’s progress on promoting diversity, and to help hospitals assess and improve their internal diversity programs. The survey assessed diversity initiatives in four categories, and UC Davis Medical Center was recognized as “Best in Class” for its work in three of them:
Expanding the Diversity of the Organization’s Governance Body and Leadership Team
Strengthening a Diverse Workforce Throughout the Organization
Delivering Culturally and Linguistically Competent Patient Care Throughout the Organization
The institute also recognized UC Davis Medical Center for employing “Promising Practices” for its work in the fourth category: Effectively Engaging the Diverse Communities That the Organization Serves.
Only 10 hospitals were honored with a “Best in Class” distinction in one of the four categories, and UC Davis Medical Center was one of only two hospitals honored with three “Best in Class” distinctions and “Promising Practices” recognition. In addition, Jared Quinton, Administrative Fellow, UC Davis Medical Center, served on a panel discussion to share best practices that promote diversity in leadership and governance at the 2010 National Leadership and Education Conference.
The survey tool used in the study was based on research included in “Strategies for Leadership,” a diversity and cultural-competency assessment tool the Institute created in conjunction with the American College of Healthcare Executives, the American Hospital Association and the National Center for Healthcare Leadership. The study also utilized recent work in the areas of culturally competent patient care, health-care disparities and leadership conducted by The Joint Commission and the National Public Health and Hospital Institute’s collaboration with the Institute for Healthcare Improvement and the Disparities Solutions Center at Massachusetts General Hospital.
UC Davis Medical Center is the leading referral center in the region for the most seriously injured or ill patients and the most medically complex cases, covering 33 counties, more than 65,000 square miles and 6 million residents. It operates inland Northern California's only Level 1 trauma center, with comprehensive adult and pediatric emergency departments. The center has been instrumental in keeping Sacramento County's preventable death rate at or below 1 percent, which is less than half the national average. Studies show patients with specific critical injuries have better survival rates and functional outcomes at Level 1 trauma centers and academical medical centers. For more information, visit the UC Davis Medical Center website.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Media Contact:
David Ong, Medical News Office: (916) 734-9049
E-mail: david.ong@ucdmc.ucdavis.edu
Monday, February 15, 2010
Jim Rohn's simple Philosophy - 9 Things more important than Capital.
Nine Things More Important than Capital by Jim Rohn
When starting any enterprise or business, whether it is full-time or part-time, we all know the value of having plenty of capital (money). But I bet we both know or at least have heard of people who started with no capital who went on to make fortunes. How? You may ask. Well, I believe there are actually some things that are more valuable than capital that can lead to your entrepreneurial success. Let me give you the list.
1. Time
Time is more valuable than capital. The time you set aside not to be wasted, not to be given away. Time you set aside to be invested in an enterprise that brings value to the marketplace with the hope of making a profit. Now we have capital time. How valuable is time? Time properly invested is worth a fortune. Time wasted can be devastation. Time invested can perform miracles, so you invest your time.
2. Desperation
I have a friend, Lydia, whose first major investment in her new enterprise was desperation. She said, "My kids are hungry, I’ve gotta make this work. If this doesn't work, what will I do?" So she invested $1 in her enterprise selling a product she believed in. The $1 was to buy a few flyers so she could make a sale at retail, collect the money and then buy the product wholesale to deliver back to the customer.
My friend Bill Bailey went to Chicago as a teenager after he got out of high school. And the first job he got was as a night janitor. Someone said, "Bill, why would you settle for night janitor?" He said, "Malnutrition." You work at whatever you can possibly get when you get hungry. You go to work somewhere—night janitor, it doesn't matter where it is. Years later now, Bill is a recipient of the Horatio Alger award, rich and powerful and one of the great examples of lifestyle that I know. But, his first job—night janitor. Desperation can be a powerful incentive. When you say, “I must.”
3. Determination
Determination says I will. First Lydia said, "I must find a customer." Desperation. Second, she said, "I will find someone before this first day is over." Sure enough, she found someone. She said, "If it works once, it will work again." But then the next person said, "No." Now what must you invest?
4. Courage
Courage is more valuable than capital. If you've only got $1 and a lot of courage, I'm telling you, you've got a good future ahead of you. Courage in spite of the circumstances. Humans can do the most incredible things no matter what happens. Haven't we heard the stories? There are some recent ones from Kosovo that are some of the most classic, unbelievable stories of being in the depths of hell and finally making it out. It's humans. You can't sell humans short. Courage in spite of, not because of, but in spite of. Now once Lydia has made 3 or 4 sales and gotten going, here's what now takes over.
5. Ambition
"Wow! If I can sell 3, I can sell 33. If I can sell 33, I can sell 103." Wow. Lydia is now dazzled by her own dreams of the future.
6. Faith
Now she begins to believe she's got a good product. This is probably a good company. And she then starts to believe in herself. Lydia, single mother, 2 kids, no job. "My gosh, I'm going to pull it off!" Her self-esteem starts to soar. These are investments that are unmatched. Money can't touch it. What if you had a million dollars and no faith? You'd be poor. You wouldn't be rich. Now here is the next one, the reason why she's a millionaire today.
7. Ingenuity
Putting your brains to work. Probably up until now, you've put about 1/10 of your brainpower to work. What if you employed the other 9/10? You can't believe what can happen. Humans can come up with the most intriguing things to do. Ingenuity. What's ingenuity worth? A fortune. It is more valuable than money. All you need is a $1 and plenty of ingenuity. Figuring out a way to make it work, make it work, make it work.
8. Heart and Soul
What is a substitute for heart and soul? It's not money. Money can't buy heart and soul. Heart and soul is more valuable than a million dollars. A million dollars without heart and soul, you have no life. You are ineffective. But, heart and soul is like the unseen magic that moves people, moves people to buy, moves people to make decisions, moves people to act, moves people to respond.
9. Personality
You've just got to spruce up and sharpen up your own personality. You've got plenty of personality. Just get it developed to where it is effective every day, effective no matter who you talk to, whether it is a child or whether it is a business person, whether it is a rich person or a poor person. A unique personality that is at home anywhere. One of my mentors, Bill Bailey, taught me, "You've got to learn to be just as comfortable, Mr. Rohn, whether it is in a little shack in Kentucky having a beer and watching the fights with Winfred, my old friend or in a Georgian mansion in Washington, DC as the Senator's guest." Move with ease whether it is with the rich or whether it is with the poor. And it makes no difference to you who is rich or who is poor. A chance to have a unique relationship with whomever. The kind of personality that's comfortable. The kind of personality that's not bent out of shape.
And lastly, let's not forget charisma and sophistication. Charisma with a touch of humility. This entire list is more valuable than money. With one dollar and the list I just gave you, the world is yours. It belongs to you, whatever piece of it you desire whatever development you wish for your life. I've given you the secret. Capital. The kind of capital that is more valuable than money and that can secure your future and fortune. Remember that you lack not the resources.
So, I love reading his words in the morning. They set my day on a great path. Here is where you could find them for yourself...
To read previous articles and quotes from the Jim Rohn Weekly Newsletter Archives; to get a complete listing of Jim Rohn's books, audios, videos and seminar schedule; or to place an order, visit: http://www.JimRohn.com or call 800-929-0434, Monday through Friday, 8:00 a.m. - 5:30 p.m. CST.
When starting any enterprise or business, whether it is full-time or part-time, we all know the value of having plenty of capital (money). But I bet we both know or at least have heard of people who started with no capital who went on to make fortunes. How? You may ask. Well, I believe there are actually some things that are more valuable than capital that can lead to your entrepreneurial success. Let me give you the list.
1. Time
Time is more valuable than capital. The time you set aside not to be wasted, not to be given away. Time you set aside to be invested in an enterprise that brings value to the marketplace with the hope of making a profit. Now we have capital time. How valuable is time? Time properly invested is worth a fortune. Time wasted can be devastation. Time invested can perform miracles, so you invest your time.
2. Desperation
I have a friend, Lydia, whose first major investment in her new enterprise was desperation. She said, "My kids are hungry, I’ve gotta make this work. If this doesn't work, what will I do?" So she invested $1 in her enterprise selling a product she believed in. The $1 was to buy a few flyers so she could make a sale at retail, collect the money and then buy the product wholesale to deliver back to the customer.
My friend Bill Bailey went to Chicago as a teenager after he got out of high school. And the first job he got was as a night janitor. Someone said, "Bill, why would you settle for night janitor?" He said, "Malnutrition." You work at whatever you can possibly get when you get hungry. You go to work somewhere—night janitor, it doesn't matter where it is. Years later now, Bill is a recipient of the Horatio Alger award, rich and powerful and one of the great examples of lifestyle that I know. But, his first job—night janitor. Desperation can be a powerful incentive. When you say, “I must.”
3. Determination
Determination says I will. First Lydia said, "I must find a customer." Desperation. Second, she said, "I will find someone before this first day is over." Sure enough, she found someone. She said, "If it works once, it will work again." But then the next person said, "No." Now what must you invest?
4. Courage
Courage is more valuable than capital. If you've only got $1 and a lot of courage, I'm telling you, you've got a good future ahead of you. Courage in spite of the circumstances. Humans can do the most incredible things no matter what happens. Haven't we heard the stories? There are some recent ones from Kosovo that are some of the most classic, unbelievable stories of being in the depths of hell and finally making it out. It's humans. You can't sell humans short. Courage in spite of, not because of, but in spite of. Now once Lydia has made 3 or 4 sales and gotten going, here's what now takes over.
5. Ambition
"Wow! If I can sell 3, I can sell 33. If I can sell 33, I can sell 103." Wow. Lydia is now dazzled by her own dreams of the future.
6. Faith
Now she begins to believe she's got a good product. This is probably a good company. And she then starts to believe in herself. Lydia, single mother, 2 kids, no job. "My gosh, I'm going to pull it off!" Her self-esteem starts to soar. These are investments that are unmatched. Money can't touch it. What if you had a million dollars and no faith? You'd be poor. You wouldn't be rich. Now here is the next one, the reason why she's a millionaire today.
7. Ingenuity
Putting your brains to work. Probably up until now, you've put about 1/10 of your brainpower to work. What if you employed the other 9/10? You can't believe what can happen. Humans can come up with the most intriguing things to do. Ingenuity. What's ingenuity worth? A fortune. It is more valuable than money. All you need is a $1 and plenty of ingenuity. Figuring out a way to make it work, make it work, make it work.
8. Heart and Soul
What is a substitute for heart and soul? It's not money. Money can't buy heart and soul. Heart and soul is more valuable than a million dollars. A million dollars without heart and soul, you have no life. You are ineffective. But, heart and soul is like the unseen magic that moves people, moves people to buy, moves people to make decisions, moves people to act, moves people to respond.
9. Personality
You've just got to spruce up and sharpen up your own personality. You've got plenty of personality. Just get it developed to where it is effective every day, effective no matter who you talk to, whether it is a child or whether it is a business person, whether it is a rich person or a poor person. A unique personality that is at home anywhere. One of my mentors, Bill Bailey, taught me, "You've got to learn to be just as comfortable, Mr. Rohn, whether it is in a little shack in Kentucky having a beer and watching the fights with Winfred, my old friend or in a Georgian mansion in Washington, DC as the Senator's guest." Move with ease whether it is with the rich or whether it is with the poor. And it makes no difference to you who is rich or who is poor. A chance to have a unique relationship with whomever. The kind of personality that's comfortable. The kind of personality that's not bent out of shape.
And lastly, let's not forget charisma and sophistication. Charisma with a touch of humility. This entire list is more valuable than money. With one dollar and the list I just gave you, the world is yours. It belongs to you, whatever piece of it you desire whatever development you wish for your life. I've given you the secret. Capital. The kind of capital that is more valuable than money and that can secure your future and fortune. Remember that you lack not the resources.
So, I love reading his words in the morning. They set my day on a great path. Here is where you could find them for yourself...
To read previous articles and quotes from the Jim Rohn Weekly Newsletter Archives; to get a complete listing of Jim Rohn's books, audios, videos and seminar schedule; or to place an order, visit: http://www.JimRohn.com or call 800-929-0434, Monday through Friday, 8:00 a.m. - 5:30 p.m. CST.
Monday, January 25, 2010
Preditory Banking Service = Check Cashing Stores
Over the last year a task force has worked on building a collaboration of banks, community members and leaders to put in front of the many un-banked individuals in our are region an alternative to the predatory "Check Cashing - Cash Advance" stores. This will put money (fees, charges, usury interest) back in the hands of who need it most. This will rebuild the credit worthiness of the unbanked and create an environment that will foster the home buyer of the future. I was happy to have been part of this foundational work as a representative of the business community in South Sacramento. Finally. A project that will benefit the south Sacramento Community.
Press Release:
SACRAMENTO – Tomorrow Mayor Kevin Johnson will hold his weekly press availability in conjunction with the launch of ‘Bank on Sacramento’, an initiative who’s goal is to help 6,000 unbanked Sacramento residents open checking or savings accounts in 2010. Sacramento is one of seven cities selected for Governor Arnold Schwarzenegger's ‘Bank on California’ initiative, a collaborative initiative that will give over 30,000
unbanked households in Sacramento access to mainstream financial products and services. The overall goal of ‘Bank on California’—the nation’s first statewide initiative of its kind—is to help 100,000 Californians without checking or savings accounts open starter accounts at banks and credit unions over the next two years.
Who: Mayor Kevin Johnson
Eloy Villafranca, Director, Bank on California
Eric Stanion, Sr. Vice President, Bank of America
Ben Webster, Chair of the Board of Directors, Community Services
Planning Council
When: Tuesday, January 26, 2010 11 a.m.
Location: Oak Park Community Center
3425 Martin Luther King, Jr.
Sacramento, CA 95817
Visual: Bank on Sacramento banners, balloons,
30-35 members of local community organizations and bank
representatives as background.
Press Release:
SACRAMENTO – Tomorrow Mayor Kevin Johnson will hold his weekly press availability in conjunction with the launch of ‘Bank on Sacramento’, an initiative who’s goal is to help 6,000 unbanked Sacramento residents open checking or savings accounts in 2010. Sacramento is one of seven cities selected for Governor Arnold Schwarzenegger's ‘Bank on California’ initiative, a collaborative initiative that will give over 30,000
unbanked households in Sacramento access to mainstream financial products and services. The overall goal of ‘Bank on California’—the nation’s first statewide initiative of its kind—is to help 100,000 Californians without checking or savings accounts open starter accounts at banks and credit unions over the next two years.
Who: Mayor Kevin Johnson
Eloy Villafranca, Director, Bank on California
Eric Stanion, Sr. Vice President, Bank of America
Ben Webster, Chair of the Board of Directors, Community Services
Planning Council
When: Tuesday, January 26, 2010 11 a.m.
Location: Oak Park Community Center
3425 Martin Luther King, Jr.
Sacramento, CA 95817
Visual: Bank on Sacramento banners, balloons,
30-35 members of local community organizations and bank
representatives as background.
Friday, January 15, 2010
Recession Reduces Property Taxes
Recession Reduces Property Taxes
California homeowners will see a decline in their property taxes this year according to the Board of Equalization (BOE). This is the first time such a broad scale reduction in property tax base year values has occurred. The decline is triggered by BOE’s preliminary estimate of a negative inflation factor, or deflation, of 0.237 percent.
The decline in taxes owed will be about $2.60 per $100,000 in assessed value, according to the announcement by Chairwoman Betty Yee. Since the passage of Proposition 13 the inflation factor has never been negative.
The adjustments will be reflected on October 2010 tax bills that are due on December 10, 2010.
More information and additional guides for taxpayers can be found at the California Online Tax Service Center
http://dist06.casen.govoffice.com/intermediate.asp?link=http://www.taxes.ca.gov/
California homeowners will see a decline in their property taxes this year according to the Board of Equalization (BOE). This is the first time such a broad scale reduction in property tax base year values has occurred. The decline is triggered by BOE’s preliminary estimate of a negative inflation factor, or deflation, of 0.237 percent.
The decline in taxes owed will be about $2.60 per $100,000 in assessed value, according to the announcement by Chairwoman Betty Yee. Since the passage of Proposition 13 the inflation factor has never been negative.
The adjustments will be reflected on October 2010 tax bills that are due on December 10, 2010.
More information and additional guides for taxpayers can be found at the California Online Tax Service Center
http://dist06.casen.govoffice.com/intermediate.asp?link=http://www.taxes.ca.gov/
Cal Grant Deadline ins March 2, 2010
Cal Grant Deadline is March 2, 2009
The California Student Aid Commission (CSAC) administers the Cal Grant Entitlement Program, which provides up to $9,700 to qualifying high school seniors to help pay for their higher education.
Cal Grants do not have to be paid back and can be used for tuition, room and board, and books and supplies at any qualifying college, university or career or technical school.
To qualify for the 2010 program students must have submitted a Free Application for Federal Student Aid (FAFSA) by March 2, 2010. CSAC has step-by-step directions and a timeline available on their website.
There are three Cal Grant options. Option 1 is for graduating high school seniors that meet the financial requirement and have a 2.0 grade point average for Cal Grant B or a 3.0 grade point average for Cal Grant A. Option 2 is for California high school graduates that are transferring from a community college to a four-year institution with a 2.4 grade point average. Option 3 is for students that do not qualify for Options 1 or 2, but who still can compete for other Cal Grants. More information is available on the California Student Aid Commission website.
http://dist06.casen.govoffice.com/intermediate.asp?link=http://www.csac.ca.gov/doc.asp?ID=904
The California Student Aid Commission (CSAC) administers the Cal Grant Entitlement Program, which provides up to $9,700 to qualifying high school seniors to help pay for their higher education.
Cal Grants do not have to be paid back and can be used for tuition, room and board, and books and supplies at any qualifying college, university or career or technical school.
To qualify for the 2010 program students must have submitted a Free Application for Federal Student Aid (FAFSA) by March 2, 2010. CSAC has step-by-step directions and a timeline available on their website.
There are three Cal Grant options. Option 1 is for graduating high school seniors that meet the financial requirement and have a 2.0 grade point average for Cal Grant B or a 3.0 grade point average for Cal Grant A. Option 2 is for California high school graduates that are transferring from a community college to a four-year institution with a 2.4 grade point average. Option 3 is for students that do not qualify for Options 1 or 2, but who still can compete for other Cal Grants. More information is available on the California Student Aid Commission website.
http://dist06.casen.govoffice.com/intermediate.asp?link=http://www.csac.ca.gov/doc.asp?ID=904
Tuesday, January 12, 2010
Mary Frances O'Neill
That was my Mother's name. Her middle name she was given she hated and promptly changed it when she could. She was 41 when I was born. She is my daily inspiration even though she's been with the angels and my dad close to 25 years now.
Happy Birthday!
Happy Birthday!
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